The Help-to-Buy scheme (HTB) was was introduced on 2013 to help first-time buyers get on the housing ladder with only a 5% deposit. The scheme enabled a house purchase funded by a 75% loan to value mortgage, a 5% deposit and a 20% government loan (up to 40% in London). 

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The scheme is administered by Target HCA on behalf of the government. If you are looking to sell or pay back the HTB loan you will require a Help to Buy valuation from a Target HCA approved valuer who is registered with RICS. 

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Vince Moran is a RICS registered valuer and Target approved for the production of Help-to-By Valuations.